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Our comprehensive benefits program gives you the
flexibility to choose the medical plans, physician networks, and
coverage levels you want, because nobody knows your needs
better than you.
Medical Plans
Two medical plan options are available. The main difference between
the plans is the amount you will pay for deductibles, co-payments
for office and emergency care visits, and co-insurance (your share
of the cost for healthcare services).
Dental Plans
Memorial University Medical Center offers two dental plans. Both allow you to use any
dentist you prefer and there are no deductibles for preventive or
orthodontic procedures on either plan.
Vision Benefits
Eye care benefits are included with all of the available medical plans.
Reimbursement Accounts
Even the most comprehensive benefits program cannot cover every
expense. However, you can set aside pre-tax
dollars for certain benefit-related expenses, including co-payments,
vision care, dental care, medical equipment, and daycare costs.
Contributions are deducted from each paycheck before taxes are taken
out, allowing you to save for healthcare costs while reducing your
taxable income.
Basic Life and Accidental Death &
Dismemberment Insurance
Full-time and part-time Team Members automatically receive basic
life and accidental death and dismemberment insurance
at no cost. Dependent life insurance is available to help you and
your family handle unexpected expenses in the event of the untimely loss of a spouse or child. Coverage must be elected and Team
Members pay for coverage.
Long-Term Disability Insurance
Should you become unable to work for an extended period of time
because of sickness or injury, long-term disability (LTD) insurance
replaces part of your pay, so you and your family have a steady
source of income until you can return to work. Full-time Team Members
are automatically enrolled in LTD after one year of service and
can start receiving payments after 120 days of disability. Payments are equal to
60 percent of their base salary to a maximum monthly benefit of $6,000.
Team Members automatically receive this benefit at no cost to them.
Retirement Plans
Memorial University Medical Center's 401(k) plan enables you to save for retirement
and enjoy a tax break at the same time. Your contribution may be
made on a pre-tax basis through payroll deduction. Memorial University Medical Center
matches 50 percent of your savings to a maximum of 6 percent of your base pay.
Your savings, plus the employer contributions to your account, will
grow tax-deferred until your funds are withdrawn. In addition, Memorial
University Medical Center may authorize an annual contribution of 3 percent of your base pay,
provided you meet eligibility requirements.
Military Pay
The difference in your regular base wages and military pay is reimbursed
to you up to a maximum of 80 hours per year for military leave and/or
training. In addition, a military leave of absence with pay shall
be granted for the period of military duty/deployment during a time
of engagement.
Fitness Center Membership
By joining FitnessOne, our on-site gym, Team Members can take advantage
of exercise equipment and classes, lifestyle improvement classes,
health screenings, and more. Team Members receive a discount on their membership.
Voluntary Benefit Choices
Memorial University Medical Center offers several voluntary benefit plans designed
to give you and your family additional security. These benefits
include short-term disability, whole life insurance, critical illness
insurance, long-term care insurance, auto and homeowners insurance,
and group legal insurance. All voluntary plan premiums are paid
fully by the Team Member on an after-tax basis.
Tuition Assistance
Actual uncovered costs for tuition, books, supplies, and lab fees
are reimbursed at 100 percent, to a maximum of $4,200 per calendar
year, for approved courses of study. Courses approved for reimbursement
must be relevant
to your current position or the specific needs of the organization.
The annual limit for approved graduate degree course work is $5,250
per Team Member.
Adoption Assistance
Memorial University Medical Center will reimburse up to $5,000 of qualified expenses
of an eligible adoption for full-time employees. In 2008, we were named one of America's most adoption-friendly workplaces.
Employee Health
Employee Health is an on-site clinic that offers free services for Team Members. Services include a pre-employment health screen,
first aid, vaccinations, and annual health screens.
Paid Time Off/Plus Security (Paid
Sick Leave)
Time-off hours are accrued each pay period and may be used for vacation,
holidays, personal illness of less than four days, family illness,
or other personal reasons. Plus Security hours are accrued each
pay period and are available for a Team Member's illness requiring
a physician's care for four or more days, or bereavement in the
immediate family (up to three days with management approval), or
one day of outpatient surgery.
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